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3 min read

Actual Cash Value and. Replacement Cost: Key Differences You Should Know

When it comes to insurance claims, understanding the difference between replacement cost and actual cash value can make a significant impact on the amount you receive. These terms are key factors in determining the amount you will be reimbursed in the event of a home or car insurance claim.
Actual Cash Value and. Replacement Cost: Key Differences You Should Know
1 min read

Cyber Security for Small to Medium Sized Businesses

As a small to medium-sized business owner, chances are you wear many hats. From admin to finance, marketing to cyber security, your hands are full at all times. As more companies become reliant on digital processes, it presents a risk of cyber threats.
Cyber Security for Small to Medium Sized Businesses
1 min read

Insurance for Amazon Sellers

As many businesses continue to adopt digital strategies for growth, some have turned to eCommerce distribution channels, such as Amazon or Etsy, to go direct to consumers and boost sales.
Insurance for Amazon Sellers
1 min read

Festival insurance: Is It Difficult To Get and Do I Need It?

Like many festival managers, insurance is likely on a high-priority list of things to acquire before soundcheck. However, many managers, including Dauphin's Countryfest in a recent article in a recent CTV News, have expressed that obtaining coverage for the event was "an uphill battle." As festivals enter a new time of securing insurance, we spoke with Matthew Leishman, branch manager of Gifford Carr Burlington, to understand the intricacies of festival insurance.
Festival insurance: Is It Difficult To Get and Do I Need It?
1 min read

Buying or Leasing a Vehicle and Insurance

Like many Canadians, you may be looking to hit the open road in a new vehicle. If so, you may be weighing the pros and cons of buying vs. leasing a new vehicle. Fortunately, leasing or buying truly comes down to your individual priorities. Curious if leasing or buying a vehicle is right for you and how this may impact your insurance policy? The article below will identify the differences between leasing, financing, and owning a vehicle, and instances where it may be more beneficial to lease or buy. Additionally, we sat down with one of Gifford Carr's personal lines experts, Jessica Elliott, who provided her insight on insurance implications.
Buying or Leasing a Vehicle and Insurance
1 min read

Common Business Risks

How can risk management increase your bottom line? When you operate a business of any size, you are exposed to a certain amount of risk. While the severity of risk can be dependent on the nature of your business operations and the industry you operate in, it is essential to have protection in place in the event the unfortunate happens. Though risk is a natural part of business operations, certain precautions, planning, and of course, insurance, can be in place to protect you against the unexpected.
Common Business Risks
1 min read

Boat Rentals Best Practices for Marinas

The first official day of summer 2022 is quickly approaching, meaning boating season is already well underway! As many marinas are increasingly busy with public boat rentals, following some best practices ensures smooth sailing for clients and marina operators. If you are renting boats to the public, following best practices outlined by Transport Canada can help you provide safe and enjoyable rental experiences to guests all season long.
Boat Rentals Best Practices for Marinas