Fact or Fiction: Top Cottage Insurance Myths Debunked

Our top tip from Gifford Carr brokers, always confirm you can get the coverage you want and need for the property before you buy a new property (that goes for both primary residences and seasonal properties). 

To help protect your seasonal property: 

• Lock it up – seems obvious but always a good reminder for your laidback retreat. 
• Turn off the water supply and drain your pipes when not visiting the property in the winter months – it’s the best way to reduce the risk when things freeze over. 
• Install a “smart” thermometer for your heating system – with an app to monitor it straight to your smartphone/computer. Then you can even have it alert you should the temperature drop. 
• Ask a neighbour or a local friend to check on the property in the off season – it can be as simple as a weekly drive-by just to make sure all is good. With heavy snowfalls it’s good to know your roof is still intact. 
• Install motion sensored lighting – it’s a great way to deter burglars or vandals. 

Getting the right coverage for your needs starts with trust. Trust you have the coverage and protection you need should a day come that you need to access it. Working with the right insurance broker ensures you have an advocate on your side keeping you protected. At Gifford Carr Insurance Group, we are on your team. We are here to be your insurance advocates and protect your best interests. Find a broker you trust – so you can enjoy your time at the lake with the peace of mind you are protected. 

Connect with us today to get your seasonal property and gear covered!

Questions about Cottage Life?

Tune in to our recent chat with experts in Real Estate, Finance and Insurance answering your questions on seasonal properties.

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Learn more about Recreational Insurance solutions with Gifford Carr Insurance Group