Work from home? Insurance for home-based businesses and employees

Whether you're planning to surprise your family with a cuddly kitten or adopt a full-grown dog from your local animal shelter, take these steps to prepare your space before bringing your new furry family member home.

Your home insurance policy is designed to protect you and your property in all kinds of emergencies, from fires and floods to theft and vandalism — but you might be surprised to learn that these 10 things are covered in most standard home insurance policies!