Condo Building Insurance
Is your condo building covered?
Managing a condominium comes with unique challenges and responsibilities. Condo Building Insurance protects the building owned by the corporation and covers common areas, helping you navigate risks with confidence.
What is Condo Building Insurance?
Condo Building Insurance is designed to protect the areas owned by the condominium corporation, including the physical structure and shared spaces, while also addressing liability claims.
Tailored to your needs:
our condominium program
Built from years of experience, our Condominium Program provides tailored insurance solutions designed to address the unique risks faced by condo corporations. Highlights of our program include:
- Broad form property coverage
- Coverage exceeding the requirements of Ontario’s Condominium Act
- Exclusive policy wording and costing
- Personal support from a dedicated team of condo insurance specialists
- 24-hour claims service for around-the-clock peace of mind

Types of coverages
Our condominium program provides extensive protection, which can include, but is not limited to:
- Commercial general liability
- Crime coverage
- Directors and officers liability
- Equipment breakdown (boiler and machinery)
- Extensions of coverage
- Optional add-ons for sewer back-up, earthquake, and flood
- Property coverage for the building and common areas
The Gifford Carr advantage
Decades of experience you can trust
With over 30 years in the market, our Condominium Program has earned a reputation for excellence. We bring unparalleled industry knowledge, backed by a team of specialists focused on condo-specific risks.
Unmatched products
We stay ahead of industry standards by offering policies that exceed the Ontario Condominium Act’s requirements. Our active involvement with the Canadian Condominium Institute (CCI) ensures you receive the most up-to-date and comprehensive coverage available.
Dedicated to supporting you
At Gifford Carr, we’re more than your insurance provider—we’re your trusted advisors. Our team is committed to providing the resources and support you need to make informed decisions for your condominium corporation.
Protect your condominium corporation with confidence
Commercial tenant insurance that protects your financial obligations contained in your lease with the confidence and peace of mind you deserve.Explore your options for the most comprehensive condo protection available with our expert team.
Frequently asked questions
Find answers to common questions about condo building insurance.
Have more questions?
Contact us for more information.