Landscape & Property Management Insurance
Protect your business through every season
Canadian seasons can bring significant challenges to landscapers and property managers. From summer lawncare to winter maintenance, our solutions can help protect your business all year round with landscape and property management insurance.
What is Landscape
& Property Management Insurance?
This insurance is designed to address the specific risks your operations face, allowing you to focus on delivering exceptional service to your clients.
Types of Coverage
Tailored solutions for landscapers with deep-rooted protection. Specialized coverage shields your business from risks and obstacles to keep your operations running seamlessly. Essential coverages for landscapers and property managers may include:
- Commercial general liability
- Commercial vehicle insurance
- Cyber liability
- Employee liability
- Equipment and tools coverage
- Environmental and pollution liability
- Surety and bonds
Who we protect
Landscaping businesses have distinct needs, and our insurance solutions are built to meet specific needs of:
- Arborists
- Commercial and residential landscaping
- Deck and fence builders, and patio installers
- Garden services
- Ground maintenance (e.g., lawncare services)
- Hardscaping (e.g., interlock, retaining walls)
- Irrigation technicians
- Masonry
- Property managers
Nurture your business’s security with exceptional coverage.
Explore how our insurance solutions can give you the peace of mind you need to focus on growing your business.
Frequently asked questions
Find answers to common questions about landscape and property management insurance.
What factors influence my insurance premium?
A number of factors come into consideration when calculating the cost of premiums, including:
- Types of operations
- Annual projected revenue
- Years of experience
- Scope of work and project types (e.g., commercial vs. residential)
- Number of employees
- Location
- Tools and equipment (e.g., owned vs. rented)
What if a client’s property is accidentally damaged?
Mistakes happen, even with the best intentions. With the right coverage, your business can be protected if something goes wrong.
Does insurance cover stolen tools or equipment?
The right insurance coverage can protect your business against potential losses due to theft. You can have peace of mind knowing that the replacement cost of stolen materials or tools, such as wood or a sprinkler system, can be covered.
Do seasonal businesses need year-round coverage?
Even if you only offer services during a specific time of year, your business is still exposed to risks during the off-season. Year-round coverage helps to ensure your business remains protected.
Have more questions?
Contact us for more information.