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What factors influence my insurance premium?

Premiums are determined by various factors, including: 

  • Buildings on the property (including age and condition) 
  • Claim history 
  • Fuel exposure 
  • Level of operators’ experience 
  • Location 
  • Number of slips or births 
  • Number of boats that can be stored (including winterization) 
  • Proximity to fire station 
  • Revenue 
  • Scope of operations 
  • Security systems